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Writer's pictureJacob Curtis

How to Financially Prepare Your Shopify Store for Black Friday & Cyber Monday

Updated: 2 days ago

The holiday shopping season is a make-or-break time for e-commerce stores, especially around Black Friday and Cyber Monday (BFCM). While this period is an opportunity to boost sales, it also presents unique challenges, from inventory management to cash flow and staffing. Here, we’ll walk through the financial strategies you can use to prepare your Shopify store for a profitable BFCM season.



1. Forecasting Sales for BFCM Success


Setting realistic sales targets is the first step. Begin by reviewing last year’s BFCM sales to set achievable goals, adjusting for any growth and new industry trends. Let’s say your BFCM sales last year reached $15,000, and your store has grown 25% this year. A reasonable target could be $18,750. Breaking this target down further—like aiming for $4,687 per day—helps create clear, manageable daily goals for the BFCM period.

Pro tip: Factor in any high-demand products or trends that could impact sales. The better your forecast, the easier it will be to manage inventory, marketing, and staffing needs.


2. Inventory Planning with Open-To-Buy (OTB)


After forecasting your sales, the next step is to align your inventory with demand using an Open-To-Buy (OTB) budget. This ensures you’re investing the right amount in inventory without overstocking. For example, with a $12,000 OTB budget and an average product cost of $15, you could stock up to 800 units for the season.

Set reorder points based on your daily sales forecast to ensure stock levels are balanced. With an anticipated 200 units sold daily, plan to keep enough stock for peak days. This approach prevents both stockouts and costly excess inventory, helping you optimize profitability throughout BFCM.


3. Optimizing Cash Flow for BFCM


Cash flow is critical during BFCM, especially with increased expenses for advertising, packaging, and shipping. A wise strategy is to reserve cash specifically for these peak expenses and consider pre-paying some costs. For instance, if your regular monthly packaging cost is $2,000, prepaying $1,000 can free up cash for other high-priority expenses.

Monitor cash flow daily throughout BFCM, allowing you to manage unexpected costs without disrupting your business. A cash flow cushion will prevent any last-minute scrambles for funds, so you’re ready for any sales surges.


4. Setting a Marketing Budget with ROI in Mind


Marketing is essential for a successful BFCM, but it’s important to budget wisely. Start by setting a return on investment (ROI) goal for each dollar spent on advertising. If your goal is a 4x ROI, investing $500 in ads should aim to bring in $2,000 in sales.

Plan to scale your ad budget on peak days like Black Friday and Cyber Monday. For example, you could begin with $300 early in the week and ramp up to $700 for high-traffic days. Track real-time ad performance to ensure you’re meeting ROI targets, allowing you to quickly adjust underperforming ads for better results.


5. Profit Margin Management


Discounts drive BFCM sales, but they shouldn’t come at the expense of profitability. To avoid losses, calculate your adjusted prices after discounts to ensure you’re covering costs. For example, if your usual price is $50 with a $20 cost, offering a 20% discount brings the price to $40, leaving you with a $20 margin.

Consider using loss leaders—products sold at cost or a slight loss—to bring in customers and encourage additional purchases. Use them sparingly to maintain your overall profit margins.


6. Strategic Staffing & Payroll Preparation


BFCM often requires extra help to handle increased orders and customer inquiries. Estimate your staffing needs and budget for overtime or temporary contractors as needed. For instance, if your team typically handles 100 orders daily but expects 200 during BFCM, plan to either double shifts or hire contractors.

If you anticipate each staff member working 10 extra hours at $18 per hour, budget around $180 per person. Planning ahead prevents payroll surprises and keeps your operations running smoothly.


7. Conducting a Post-BFCM Financial Review


Once BFCM ends, conduct a thorough financial review to assess what worked and what didn’t. Compare actual sales and expenses to your forecasts, documenting key takeaways for next year. If you forecasted $18,750 in sales but ended up with $20,000, analyze the successful strategies—like high-performing ad campaigns—that contributed to this outcome.

This review allows you to build on successes and address any pain points, helping you improve your approach for future BFCM seasons.


8. Staying Tax Compliant During BFCM


With higher sales come increased tax obligations. Make it a habit to track sales tax daily and set funds aside for tax liabilities. For instance, if you generate $15,000 in sales at a 7% tax rate, set aside $1,050 to cover this liability.

Using sales data from your POS system to track daily tax obligations will simplify your filing process and keep your financials organized for tax season.


9. Establishing a Reserve Fund


Returns tend to spike after BFCM, and January often brings slower sales. To prepare, set aside a portion of BFCM profits in a reserve fund. If your return rate is typically 5% and you expect $20,000 in sales, saving $1,000 as a buffer covers potential returns and provides a cushion for any post-holiday sales dips.

Building this reserve fund keeps your finances stable through the seasonal transition, allowing you to manage any returns or cash flow slowdowns comfortably.


10. Final Preparations and Adjustments


The key to a successful BFCM is flexibility. As sales roll in, keep a close eye on your goals and metrics, and be ready to adjust. For example, if demand is higher than expected, consider restocking fast-selling items or reallocating ad funds to maximize visibility. Regular check-ins throughout the weekend ensure you stay on track with your financial goals and make the most of the season.



If you have any questions or need personalized help, don’t hesitate to reach out. Schedule a call with Jacob by going to https://www.jacobcurtiscpa.com/5-strategies-calendar. We're here to help you piece together financial freedom.





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